Mortgage
Self-employed persons sometimes have the hardest times getting approved for mortgages. Here is where you can get a mortgage on commercial, mixed-use or multi-family properties with no proof of income! Be the landlord and get a head start on business with this amazing mortgage option.
Pre-Qualifications:
* Minimum Credit Score of 650
* Must Have an Active Business
* Down Payment May Be Required
* No Proof of Income Required
Cash Out Refinance Loans
Thinking about selling some real estate? Maybe you should get a loan for instead! This option let's you keep your real estate and while you get the funding you need to cover other expenses. Our real estate based funding can be used for land lots, commercial buildings, multi-family properties, single-family homes even a mobile home as long as it is bolted to the ground. Don't sell the property you've worked so hard to get. Let us lend you the money instead.
Pre-Qualifications:
* No Credit Check
* All Real Estate Types
* Last 3 Bank Statements
Equipment Financing
Part of being a successful entrepreneur is the ability to do more with less. This option is often used to finance everything from computers and office furniture to work vehicles and heavy equipment. Are you a landlord and need help purchasing things like refrigerators, washing machines, dryers and dishwashers? This stop is also for you! Equipment financing helps you get the things you need to run your business successfully while using your financial assets for other things like inventory, marketing, utilities and payroll.
Pre-Qualifications:
* Minimum FICO Score of 625
* 2 Years Minimum in Business
* 3 Recent Bank Statements
* $10K Minimum Financing
* Equipment Quote or Invoice
*Explanation of How Equipment Will Help Business
* $40K Minimum Monthly Deposits in Business Checking
Business Term Loan
Every business should have a backup account for unexpected expenses. Our business term loan and line of credit enables you to reserve a minimum of $150,000 to use now or whenever you need it. This option is great for businesses who are more established or looking for a second option to make a big purchase.
Pre-Qualifications:
* $150,000 Minimum request
* Minimum credit score of 551
* Minimum 2 years in business
* Minimum $17,000 in business monthly checking deposits
* Industry Restrictions May Apply
Business Line of Credit
For some small businesses, having an open line of credit becomes the heartbeat of the cashflow. It's a secured credit card which allows you to complete business transactions until more cashflow becomes available. Pay bills on time, save on late fees and build your business credit all at the same time!
Pre-Qualifications
* $150,000 Minimum request
* Minimum credit score of 551
* Minimum 2 years in business
* Minimum $10,000 in business monthly checking deposits
* Industry Restrictions May Apply
* $150,000 Minimum request
* Minimum credit score of 551
* Minimum 2 years in business
* Minimum $10,000 in business monthly checking deposits
* Industry Restrictions May Apply
Need help deciding what's best?
With so many funding options, it can be difficult to pivot the best option. That's why our funding experts have compiled a set of questions to help make the application process easier. Click below for a side-by-side comparison of funding options, or complete a single application. With a single application, our loan officers can assess your financial profile and help you decide which option is best for you.
We work for you.
Honesty &
Integrity
MannaFinancial.net is committed to conducting business with the utmost honesty and integrity. Our loyalty is dedicated to our clients and partners as we promise to do the right thing every time.
Privacy & Confidentiality
All information obtained from our clients and partners will be used solely for purpose of meeting their needs. Personal and identifiable factors are housed with a high level of security and are never exchanged for monetary gain without consent.
Intelligence &
Experience
As part of our dedication in honesty and integrity, we take full responsibility in leading our clients and partners in the direction most beneficial for them. We use our expertise and experience to help you make a sound decision in maximizing every effort of financial growth.
Building a brighter tomorrow—today
Health Insurance
Our insurance product helps Georgia residents gain an advantage over the medical industry. We can help you assess your unique situation and build a plan that best fits your needs.
Life Insurance
No one wants to talk about final expenses, but it's conversation we all must have at some point. Opening the conversation sooner than later positions you to save money and in the maximum benefits for you and your loved ones.
